Health Care Parasites: Michael Moore’s Sicko
I went to the Naturopath recently and promptly submitted the invoice to my health care provider - Manulife Financial. I pay the extra bucks on a monthly basis so that every year I can receive up to $750 combined toward paramedical specialists, which specifically includes Naturopaths, yet yesterday I received an invoice in the mail saying that they do not cover my Naturopath visit because I was not recommended by an MD.
After reviewing my plan, no where in it does it say that I need to be referred by an MD. In fact, Naturopath’s are commonly replacing MD’s for diagnosis as people find alternative methods to treatment rather than traditional and often masking methods through prescribed drugs used by doctors.
To doctors’ credit, they are often under pressure themselves from big pharma to peddle their wares and health care companies so they don’t prescribe expensive treatments. And as a patient, if you want alternative treatment, it is actually very difficult to find a traditional MD that will refer you to a Naturopath. It’s like a Hummer dealer referring you to a Prius dealer.
Why would Manulife say they cover this treatment up to $750 per year and yet deny paying the claim without a referral?
It’s interesting that Michael Moore’s film, Sicko, arrives in theater’s today, because this is exactly what his film is about. About the health care companies not paying claims, even if a patient qualifies - they often find loopholes to their defense - because paying claims cuts into profits. Since health care is a private industry in the United States, these companies have shareholders to answer to, bottom lines, and as a result it is not about the patient as much as it is about cutting corners and making money.
On Monday, I am going to write Manulife and I am going to fight this claim as I have had to fight claims in the past, as legitimate as they may have been, because they don’t like giving over money. But it’s such a frustration to time and time again have to deal with this crap when I qualify for their coverage.
What I am asking everyone that reads this that has ever been refused a claim is to not just accept it as many do because companies like Manulife make their money off of people that don’t fight for their rights. These health care companies make billions of dollars off of innocent people. In fact, thousand have gone bankrupt because of claims they should have been covered for but were refused.
It’s sad that you have to fight for what is rightfully yours especially when it comes to your health but at this point in time this is what we need to do to prevail over these parasites. This time it was a Naturopath but I’d hate to have to go through this if something tragic were to happen and they were not there to cover my back.
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